Mortgage Commercial and Leasing


Andrew Thacker founded Mortgage Commercial & Leasing in December 2015. Andrew has an extensive career in finance as a mortgage broker and a banker . This included positions as a Senior Mortgage Consultant in Victory Financial Services, 6 successful years as a Business Development Manager and Senior Broker with Westlawn Finance and  prior to this a career spanning 24 years with NAB including 5 years as an Agribusiness Manager followed by 18 months as a self employed Mortgage Broker. 

Andrew holds a Diploma of Finance and is a member of MFAA, AFCA and AFG

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Stephen MacPhail joined Mortgage Commercial & Leasing in 2017 after a successful career with NAB over 21 years. Stephen brings a wealth of experience in retail and private banking including management positions over the last 13 years. 

Stephen holds an Associate Diploma of Business, Diploma of Finance and is a member of MFAA, AFCA and AFG

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Peter Kelly has enjoyed a successful career in home mortgage lending for over 18 years & joined Mortgage Commercial & Leasing in January 2018.

Having been involved in a number of businesses prior to entering the finance field in 2000, including owning & operating various businesses, Peter understands the needs of people in all walks of life & business.

Peter enjoys assisting every day Australians, find the most suitable loans to satisfy their individual needs.

Peter has achieved a top 5 position in volume lending for Australia/NZ, with Loan Market.

Peter holds a Cert 4 in Finance and is a member of FBAA, AFCA and AFG. 

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Working through the merits of different types of loan options can be a minefiled, which is why you need the committed and experienced service of Mortgage Commercial & Leasing to find the right solution for you. We understand people and businesses are different, so we take the time to understand your situation before offering a customised recommendation.


At Mortgage Commercial & Leasing, we specialize in finding finance solutions to meet your needs. Our extensive industry experience means you’re more likely to own your home, commercial property or business equipment, quickly because you’re being guided by someone who knows the finance industry across most finance types.


We’ll come to you. Arrange an appointment at Mortgage Commercial & Leasing, or we can meet with you at your home or office


We are here to make the process of applying for your loan as simple as possible. We help you select the right lender and then submit the application on your behalf. We are with you for the entire application process—as your one point of call. We manage any communication with the lender, to ensure the process is easier for you, and provide you with regular updates on your progress. No call Centre, no Queues. No problems.


Choosing a home, car or business loan is a big decision. So it pays to shop around for the best deal. Banks can only offer their own products, regardless of whether or not it’s the best option for you. You don’t want to be limited to just one or two choices when it comes to your home loan and business finance. At Mortgage Commercial & Leasing, we operate independently to offer you a wide range of lenders and products—so we’re working to find one to suit you.

Our Team

John Cutler is a motivated, qualified and skilled Management Professional who is a well-respected and trusted advisor within the business community.  John has a passion for establishing meaningful relationships with our customers and our communities through the delivery of exceptional, personalised customer service.  A reputation for integrity, professionalism, transparent communication that results in increased business. John has extensive experience in the financial services and banking sector including Corporate Banking, Business Banking, Franchise, to Retail Banking.  John has also operated his own consultancy practice, working with small to medium businesses in optimising their banking relationships. 

John holds a Diploma of Finance & Mortgage Broking Management, is a member of MFAA, AFCA and AFG.   


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